ESTO Leasing – don't want to pay the entire amount at once? Pay in installments!
ESTO installment purchase is an innovative payment solution that allows you to divide the payment into monthly installments. Conveniently distribute the purchase amount over a longer period. You can use ESTO installment purchase in online and physical stores. You can find all ESTO partner stores in ESTO Market: https://esto.eu/lt/esto-market?lang=lt .
How to use ESTO installment purchase?
- Add products to your shopping cart.
- During checkout, select ESTO purchase in installments.
- Choose your preferred repayment period from 3 to 60 months.
- You will receive a decision immediately.
- In case of a positive decision, sign the contract with a digital signature.
- Time to enjoy shopping!

Use the services provided by ESTO responsibly, as this is a financial commitment related to financial obligations. Before borrowing money from ESTO, we recommend that you assess your ability to pay installments on time and, if necessary, consult with ESTO UAB specialists. An example of standard terms and conditions for installment purchases: borrowing 410 euros, concluding a consumer credit agreement for a term of 48 months, annual interest rate – 14.9 percent, monthly administration fee – 2.90 euros, monthly installment – 16.53 euros, annual rate of the total consumer credit price – 44.26 percent, total amount paid by the consumer credit recipient – 793.44 euros. The terms and conditions may change if you choose a different amount, contract term or based on the results of the creditworthiness assessment.
ESTO 3 payment method – divide the price of your shopping cart into 3 equal payments!
ESTO 3 is the most popular next-generation payment method. Conveniently divide your purchase amount into 3 equal payments. Buy exactly what you need, without interest, without additional fees, and without a down payment. You can use the ESTO 3-part payment solution in online and physical stores. You can find all ESTO partner stores on ESTO Market: https://esto.eu/lt/esto-market?lang=lt .
How does everything work?
By choosing ESTO 3 as your payment method, you can divide the entire payment into 3 equal installments and pay them within 3 months without any fees.
- Add products to your shopping cart.
- During checkout, select ESTO 3.
- You will receive a decision immediately.
- In case of a positive decision, confirm the purchase.
- Time to pick up the goods!
- ESTO will send you the first invoice on the first day of the following month. You can pay it by the 15th of the month.

"ESTO" - buy now, pay later!
ESTO Pay Later is a new way to pay for your purchases. Conveniently transfer the purchase amount and pay for it within 30 days. Buy exactly what you need, without interest, without additional fees and without a down payment.
You can use ESTO Pay Later in online and physical stores. You can find all ESTO partner stores in ESTO Market: https://esto.eu/lt/esto-market?lang=lt .
How does everything work?
If you choose ESTO Pay Later as your payment method, you will receive the goods immediately, but you will not have to pay for them right away. You can pay for them within 30 days.
- Add products to your shopping cart.
- During checkout, select ESTO Pay Later.
- You will receive a decision immediately.
- In case of a positive decision, confirm the purchase.
- Time to pick up the goods!
- ESTO will send you an invoice, which must be paid within 30 days.

WHAT IS ESTONIA?
ESTO is a financial services company founded in 2016. The company was born out of the need for payment solutions that are suitable for both the end user and the merchant. Today, ESTO offers various payment solutions in the Baltic States and cooperates with more than 5,000 partners and stores, and has built a network of more than 600,000 customer partners. You can find the terms and conditions here: esto.eu/lt. If you need help, please contact an ESTO employee at info@estopay.lt or via the online chat window at https://esto.eu/lt/pagalba.
Conveniently monitor your signed contracts at: profile.estopay.lt/login
ESTO contact phone number: +370 5 24 09 988
Save your time, choose ESTO!